Real estate appraisal services for homeowners in the city of Hickory and Catawba County

Here are the top 7 reasons why NC homeowners need VINCENT SELIG APPRAISAL SERVICE, INC.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. To cut their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a NC divorce, where real estate needs to be divided
  7. To settle an estate in Catawba county or NC by determining the true market value of real estate in question

Do you own a home in or near Hickory? Do you need help deciding the price of your real estate?
Contact VINCENT SELIG APPRAISAL SERVICE, INC..

We at VINCENT SELIG APPRAISAL SERVICE, INC. understand the special needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. VINCENT SELIG APPRAISAL SERVICE, INC. is experts in helping consumers just like you remove undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other homes close by. That only means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from VINCENT SELIG APPRAISAL SERVICE, INC. is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. VINCENT SELIG APPRAISAL SERVICE, INC. can provide you with efficient appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.